For MSMEs & Exporters

Free for MSMEs

Prepare lender-grade evidence before you apply for finance

Build one consent-backed DigiKYB pack — entity status, authorised signatories, GST/Udyam evidence and PO-supporting documents. You choose when to share it; participating lenders make all credit decisions under their own policies.

Preparing and holding your pack is free. You choose when to share it — participating lenders price the finance under their own policies.

We help you organise a lender-ready evidence pack before you ask for PO or invoice finance.

Stop re-uploading the same documents to every lender

Verify your business once, then reuse a source-verified pack across participating lending workflows. It now goes beyond identity: with your consent it can surface cash-flow resilience, capacity and concentration signals from your own GST, Account Aggregator and EPFO data — the same evidence a lender’s connected risk review may use, so your PO-finance application is easier to assess. AssureLocker does not arrange loans, guarantee approval, or move funds.

Entity readiness pack
GST / Udyam / MCA mismatch cleanup
Authorised-signatory evidence
PO & buyer-relationship evidence
Cash-flow resilience (Account Aggregator)
Capacity & workforce (EPFO)
Buyer concentration & dilution
You control every share — lender decides

On the roadmap — connecting to land-records APIs to corroborate fixed assets, strengthening the resilience picture. Always consent-based.

Your DigiKYB pack

Verified via GSTN, MCA21 & Account Aggregator

Digital PAN / GST / Udyam verification
Authorised-signatory mapping
Cash-flow resilience & capacity signals
Buyer concentration & dilution
PO & buyer-relationship evidence
Consent-logged, reusable sharing

Four steps

From your documents to a lender-ready pack

1

Give consent

Approve the credentials request in a quick DigiKYC session — your data stays in your control.

2

Evidence assembled

We compile GSTN, Udyam, MCA21, signatory and PO evidence into one verifiable DigiKYB pack.

3

You share it

Choose when to share the pack with a participating lender or anchor — every share is logged.

4

Lender decides

The lender reviews on evidence and makes the credit decision under its own policy.

What this is: a way to present verified evidence so lenders can review faster. AssureLocker does not arrange loans, guarantee approval, set credit terms, hold funds or operate escrow. Lenders make all credit decisions.

Exporting?

Travel with verifiable proof across the border

Cross-border trade runs on trust before money moves. The Trade Provenance Packcomposes selected, issuer-created export proofs — your Certificate of Origin, your verified identity, your realised forex — into one tamper-evident, no-PII bundle you choose to share, so a foreign buyer, bank or customs desk can independently check it. You decide what's shared; nothing is taken wholesale.

Verifiable Certificate of Origin

Carry a chamber/DGFT-issued Certificate of Origin, made tamper-evident and rendered in the OpenAttestation / TradeTrust format the Singapore-led trade ecosystem already consumes — a foreign customs desk can confirm it hasn't been altered.

GLEIF / LEI — identity that travels

A globally-recognised Legal Entity Identifier, verified against the GLEIF registry, so your business carries an identity recognised across UAE, Singapore and the region — not just an Indian registration number.

Counterparty trust, both ways

Your overseas buyer can confirm you're genuine and current via DigiKYB, on your consent — and you can check who you're dealing with too, before goods or money move.

Realised-forex evidence (e-BRC)

Where access is available, your e-BRC realisation history turns a claimed trade relationship into one backed by forex that actually came back through a bank.

Tamper-evident, not tamper-proof — alteration is detectable, not impossible. Evidence and identity only; AssureLocker does not issue Certificates of Origin or lend.

Be lender-ready for your next PO

Build your reusable DigiKYB evidence pack today and share it with participating lenders when you need pre-shipment finance.

Already invoicing in Tally, SAP or NetSuite? Connect your ERP →

AssureLocker
Right Vectors India
3rd floor, Innov8, SKCL Tech Square,
SIDCO Industrial Estate, Guindy,
Chennai, TN 600032

AssureLocker is a verification & orchestration platform — not a lender. It supplies verified evidence and risk signals checked against authoritative sources (GSTN, MCA21, EPFO, CERSAI, Account Aggregator) and orchestrates the assessment room. It does not lend, hold or move funds, operate escrow, set advance rates, or make the credit decision — the lender's system of record makes that decision and disburses. Right Vectors India, the provider of AssureLocker, operates strictly as a Technology Service Provider. Every signal is labelled by evidence tier — registry-verified, lender-side, issuer-confirmed, document-signed or self-declared (missing where unresolved); some integrations are in sandbox, lender-side or pilot, and records are written to an immutable registry (hashes only — never raw PII). Signals and figures are point-in-time and consent-bound; confidential to the named parties.

Explainable, evidence-tiered signals — auditable on request. Our algorithmic-accountability approach →

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