Lender onboarding

From agreement to first pack — your onboarding journey

Seven steps to go from a signed design-partner agreement to an evidence-linked Risk Signals Pack on your own deals. Registry and bank-cashflow checks always run under your own access and IP — AssureLocker provides the software, you keep the credit decision.

Your progress0 / 7
  1. Sign the design-partner agreement

    Execute the MSA / design-partner terms — TSP posture, RE-controlled registry & bank-cashflow access, and the RBI IT-outsourcing clauses. We share the key-terms schedule up front, no surprises.

  2. Provision your AssureLocker entity

    We create your institution entity and a verifiable institution DID (did:web), and designate your admin. You can start from your existing login — no second account needed.

  3. Choose your registry access mode

    PASS_THROUGH — you run the charge-registry / duplicate-financing search in your own environment and post the signal to us. Or RE_CONNECTOR — deploy our connector in your VPC for automated, near-real-time checks. Either way, your credentials and IP never leave your control.

    TSP boundary: AssureLocker never holds your registry credentials, DSC or keys — and never calls the registry from our infrastructure.

  4. Deploy the RE_CONNECTOR (if chosen)

    Download the signed connector package and run it inside your VPC — your credentials/HSM, your registered IP. It returns a binary signal + masked summary + provenance hash only; never raw records. We wrap it with a timeout + SLA so your workflow never hangs.

  5. Configure your integrations

    Connect your LMS webhook (decisions-in), the securitisation-evidence API, SSO (SAML), and consent-based bank-cashflow under your own FIU. We set these together in the BFSI client setup.

  6. Run a sandbox Risk Signals Pack

    Generate a deterministic sample pack on a test deal, walk the clean / incomplete / adverse scenarios, and independently verify the registry anchor and issuer signatures.

  7. Go live with a closed pilot

    Run the pack against a ring-fenced set of real pre-shipment deals under your own controls. You keep the credit decision throughout — we provide the evidence.

The boundary, throughout

AssureLocker is a technology service provider — it does not lend, underwrite, score credit, broker loans, hold funds or guarantee outcomes. The RE_CONNECTOR runs in your VPC with your own credentials and registered IP; we never hold those credentials and store only signal, hash and masked summary.

AssureLocker
Right Vectors India
3rd floor, Innov8, SKCL Tech Square,
SIDCO Industrial Estate, Guindy,
Chennai, TN 600032

AssureLocker is a verification & orchestration platform — not a lender. It supplies verified evidence and risk signals checked against authoritative sources (GSTN, MCA21, EPFO, CERSAI, Account Aggregator) and orchestrates the assessment room. It does not lend, hold or move funds, operate escrow, set advance rates, or make the credit decision — the lender's system of record makes that decision and disburses. Right Vectors India, the provider of AssureLocker, operates strictly as a Technology Service Provider. Every signal is labelled by evidence tier — registry-verified, lender-side, issuer-confirmed, document-signed or self-declared (missing where unresolved); some integrations are in sandbox, lender-side or pilot, and records are written to an immutable registry (hashes only — never raw PII). Signals and figures are point-in-time and consent-bound; confidential to the named parties.

Explainable, evidence-tiered signals — auditable on request. Our algorithmic-accountability approach →

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