A borrower can look stable while risk accumulates around them.

AssureLens combines verified identity, lender records, bureau data under your own access and consented cash-flow into one explainable view of exposure, capacity and credit velocity.

  • Exposure by source class
  • Capacity-adjusted credit velocity
  • Every alert explained
Design-partner stage

Inside the suite

Structure first, then rate of change

AssureMap

“What is connected, exposed, and supportable?”

Resolve the entity and its relationships, map facilities, security and capacity against exposure — every figure labelled lender-known, bureau-reported or inferred, never blended into a fake total.

Explore AssureMap

AssurePulse

“What is accumulating or deteriorating — and how quickly?”

Detect unusual drawdown, utilisation, refinancing and exposure velocity against observable capacity and repayment — so accumulation surfaces while it is a conversation, not a provision.

Explore AssurePulse

Operational flow

From structural context to an explained review queue

Every result stays tied to its source class, coverage gaps stay named, and alerts route to people — never automatic credit decisions.

  1. Step 1

    Assemble with AssureMap

    Resolve the entity, facilities, relationships, security, observable exposure and capacity.

  2. Step 2

    Detect with AssurePulse

    Compare application, drawdown, utilisation and exposure velocity with the book's own baselines.

  3. Step 3

    Explain the alert

    Show the source class, change, coverage gap and lender-configured threshold behind the signal.

  4. Step 4

    Route for lender review

    Assign the evidence-backed alert to the appropriate owner; policy and decisions remain with the lender.

Choose your perspective

One intelligence layer, three distinct review jobs

CRO / portfolio risk

Start portfolio reviews from an assembled, evidence-backed picture with contradictions and coverage gaps named.

Observable exposure is separated by source class; AssureLens does not claim a complete market-wide total.

Review a portfolio view

Early-warning operations

Receive capacity-adjusted, explained alerts on credit accumulation, utilisation, repayment and evidence drift.

Alerts are lender-configured signals routed for review, never automatic instructions.

See the alert workflow

Co-lending oversight

Use borrower-level intelligence to prompt review of co-lent facilities beside AssureCLA's arrangement controls.

An intelligence signal becomes a control finding only when the approved rule pack maps it.

See AssureCLA

Operating boundary

Intelligence for review, never an automatic credit decision

AssureLens does not provide complete market-wide exposure, replace a credit bureau, or make a lending decision. It is event-driven where source events exist and periodic where sources refresh.

Design partners wanted

We are selecting one lender portfolio — business loans, MSME, secured or co-lending — to build the first Lens deployment in shadow mode beside your current process.

AssureLocker
AssureLocker Pvt Ltd. (inc. in progress)
3rd floor, Innov8, SKCL Tech Square, SIDCO Industrial Estate, Guindy,
Chennai, Tamil Nadu 600032

AssureLocker is a verification & orchestration platform — not a lender. It supplies verified evidence and risk signals checked against authoritative sources (GSTN, MCA21, EPFO, CERSAI, Account Aggregator) and orchestrates the assessment room. It does not lend, hold or move funds, operate escrow, set advance rates, or make the credit decision — the lender's system of record makes that decision and disburses. AssureLocker Pvt Ltd. (inc. in progress), the provider of AssureLocker, operates strictly as a Technology Service Provider. Every signal is labelled by evidence tier — registry-verified, lender-side, issuer-confirmed, document-signed or self-declared (missing where unresolved); some integrations are in sandbox, lender-side or pilot, and records are written to an immutable registry (hashes only — never raw PII). Signals and figures are point-in-time and consent-bound; confidential to the named parties.

Explainable, evidence-tiered signals — auditable on request. Our algorithmic-accountability approach →

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