For regulators, policymakers & investors

The MSME Growth Gap

Free report

What India stands to gain by financing its creditworthy-but-invisible MSMEs — and why the regulatory push to lend has not yet removed the friction that makes each MSME loan hard to underwrite and risky to service.

  • The gap, in one chart
  • It is an access problem, not an effort problem
  • How the gap is met today — collateral-based revolving working capital
  • Where the money flows — and where it doesn't
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Takes a few seconds — one more short step.

AssureLocker · 12-min read · free to read, no spam.

AssureLocker
Right Vectors India
3rd floor, Innov8, SKCL Tech Square,
SIDCO Industrial Estate, Guindy,
Chennai, TN 600032

AssureLocker is a verification & orchestration platform — not a lender. It supplies verified evidence and risk signals checked against authoritative sources (GSTN, MCA21, EPFO, CERSAI, Account Aggregator) and orchestrates the assessment room. It does not lend, hold or move funds, operate escrow, set advance rates, or make the credit decision — the lender's system of record makes that decision and disburses. Right Vectors India, the provider of AssureLocker, operates strictly as a Technology Service Provider. Every signal is labelled by evidence tier — registry-verified, lender-side, issuer-confirmed, document-signed or self-declared (missing where unresolved); some integrations are in sandbox, lender-side or pilot, and records are written to an immutable registry (hashes only — never raw PII). Signals and figures are point-in-time and consent-bound; confidential to the named parties.

Explainable, evidence-tiered signals — auditable on request. Our algorithmic-accountability approach →

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