Screening for double financing before you fund
Two lenders fund the same receivable weeks apart. Each ran a clean process; neither could see the other’s book, so both files looked first. AssureFirst — AssureSCF’s first-financing registry module, free for founding members — gives your desk a check-before-fund step: query a tamper-evident fingerprint of the presented PO or invoice against a neutral registry, backed by IRN and e-invoice evidence where it exists, and register your own fingerprint when you disburse.
What a check-before-fund step needs
The check only works if no lender has to expose its book to make it — and if the same invoice cannot slip through under a different name.
A registry no book has to open
Lenders check and register tamper-evident fingerprints of financed POs and invoices — hashes only, never raw deal data — in a neutral registry no lender owns.
A match without disclosure
A receivable already registered surfaces as a band-only match — never the other lender's identity or the exact amount — enough to stop and reconcile, without opening anyone's book.
IRN and e-invoice evidence
Where the receivable carries an IRN, the e-invoice evidence anchors the check to the invoice as registered — so the fingerprint keys on the genuine document, not a retyped copy.
Identity resolved on identifiers
Every party resolves to one verified entity identity built from the authoritative identifiers a business already holds — so a duplicate is flagged even when it arrives under a different name or spelling.
Your CERSAI process, untouched
AssureFirst complements — never replaces — your own CERSAI search, which continues to run under your own access. The registry adds the cross-lender presentation dimension charge searches were not built for.
Free for founding members
Registering a fingerprint is free for every lender, always; the founding cohort of 25 also checks free, forever. After the cohort fills, checking carries a nominal per-read fee — and the signal compounds as lenders join.
How it runs
Check before you fund
Before disbursement, the presented receivable is fingerprinted and checked against the registry — one step in your existing workflow, beside the CERSAI search your team already runs under its own access.
Reconcile a match
A hit surfaces as a band-only signal. Your team takes it back to the borrower and reconciles before any money moves — a match is a prompt for questions, never an automatic decline.
Register when you disburse
The funded deal's fingerprint is recorded on immutable registry infrastructure — hashes only — so the next lender who checks sees that this receivable has been financed.
The signal compounds
Every institution that checks and registers strengthens the answer for all the others. The earliest participants help set the standard.
Add the check to your funding workflow
See how the fingerprint registry works, read how double financing of receivables actually plays out across lenders, or talk it through against your own disbursement checklist.
Signals only — a match is a prompt for reconciliation, and every funding decision stays with the lender. The cross-lender network is forming at design-partner stage; day-one value comes from the duplicate-presentation check alongside CERSAI and registry signals the lender runs under its own access. Registering with AssureFirst is free for every lender; the founding cohort of 25 also checks free. AssureLocker does not lend, decide, or hold funds.