Your funded book does not stand still after underwriting
Underwriting is a snapshot. Between disbursement and settlement the invoice can be credit-noted, the goods diverted, the buyer can dispute, the counterparty’s GSTIN can be cancelled — and none of it appears in the file your team approved. AssureMonitor re-checks every enrolled deal on a monitored cadence and routes only the exceptions, to one named analyst, with the evidence attached.
What moves after you fund
Each watch below re-checks the same trade evidence your team relied on at approval — and surfaces only what changed.
Receivable dilution
A credit note or GST amendment lodged against the funded invoice — the receivable shrinks after you funded it, and nobody calls to tell you.
Goods-movement diversion
A linked e-way bill cancelled or diverted mid-transit, or a buyer rejection — the shipment behind the receivable is no longer travelling to the story you underwrote.
Buyer dispute
The buyer raises a dispute or a short-payment on the funded invoice — the repayment source is at risk while your exposure is live.
Counterparty corporate events
A GSTIN cancellation, DIN strike-off or director change on the deal's borrower or buyer, joined from entity monitoring into the deal view.
Overdue and due-soon
Date-based checks on every funded deal — a receivable falling due or already past due, with days-over context, always on and free.
Insurance lapse
Cargo or trade cover on the funded shipment lapses — collateral protection weakens while the facility is still outstanding.
How it runs
Enrol the deals
Funded deals enter monitoring at disbursement and stay enrolled until settlement. You choose the portfolio, the cadence and the analyst who owns the exceptions.
The cadence runs
Trade-evidence re-checks run weekly by default, with daily cadence available as a premium option; date-based overdue and due-soon checks always run, and any single deal can be refreshed on demand from its deal room.
Silence is a result
A clean check raises nothing — the deal room simply shows monitored, last checked. Your analysts read exceptions, not noise.
An exception reaches one analyst
The moment a check flags something, the assigned analyst gets an email: the exception, a recommended recourse the credit team may consider, an attached PDF and a deep link to the deal. A change that warrants full reassessment is an ordinary evidence-pack request.
Turn monitoring on for your funded book
Start in shadow mode on a sample of live deals, tune the cadence, and route exception reports to the right analyst — then decide whether to run it across the portfolio.
Signals and recommended checks only. A recourse suggestion is a step a credit team may consider — never a credit or collection instruction. AssureLocker does not lend, chase collection, decide, or hold funds; every decision on a flagged deal stays with the lender.