AssureAccept — the financing unlock at disbursal
A receivable is financeable when the buyer has actually accepted it. AssureAccept captures that acceptance from the buyer — through an attributable signed link — labels it precisely on the acceptance ladder, and carries it on a portable evidence object the lender can rely on. No asserted checkboxes; an evidenced act.
A Technology Service Provider capability — acceptance state and evidence only. AssureAccept never moves funds, never decides credit, and never turns silence into acceptance.
The acceptance ladder
Labelled precisely — only genuine acceptance counts
Every acceptance record sits on exactly one rung, with its basis recorded. Two rungs count as accepted-for-financing; the third is honestly a signal. Disputes and revocations move a record off the ladder visibly — never silently.
Strongest — accepted for financing
Explicitly Accepted
The buyer confirms through an attributable signed link or API: approver name and role, channel, and network context recorded; a hash anchored; an acceptance credential issued. Partial acceptance is first-class — accepting below face requires a stated shortfall reason and is labelled PARTIAL, never rounded up.
Strong — accepted for financing
Contractually Deemed Accepted
Only under active master terms between the anchor and its buyers, after the no-dispute window elapses with IRN and goods-movement corroboration — never from silence alone. The master terms carry a buyer counter-signature trail.
A signal — never acceptance
No Dispute Observed
The window elapsed without a dispute, but no master terms bind the buyer. Labelled exactly that way, everywhere: a useful signal for the lender's judgement, never counted as accepted-for-financing.
What it does
From acceptance request to relied-upon evidence
The buyer front door
An acceptance request notifies the buyer by email with a signed confirmation link — no onboarding, no login wall. The buyer confirms or disputes on one page; who acted, how, and from where is recorded.
Disputes and revocations, attributably
A dispute is the buyer's (or anchor's) named act, with a category and note; a revocation is only the confirming buyer's act. Nothing in the acceptance record can be created anonymously.
The Receivable Evidence Object
One portable, OCEN-shaped, selectively-disclosable evidence object per receivable — acceptance state, encumbrance, settlement identity and realised-value dilution in one credential a lender can rely on.
First-financing check, enforced
Before clearance, the receivable's fingerprint is checked against the registry; a hit holds the deal unless the lender records an attributed override — a permanent, auditable event.
Deal Intel on the pair
Realised value vs invoice face and dispute frequency, rolled up per buyer↔supplier pair — a behavioural signal that sharpens with settled volume. Band-only in any shared view, with a k-anonymity floor.
Bridged from real programmes
Where acceptance already happened upstream — a supplier accepting an early-payment offer, an anchor approving a drawdown — it flows in automatically with its basis recorded, not re-asserted by hand.
What you get today
Included: the full acceptance ladder with its labelling discipline, the buyer signed-link confirmation and dispute flow (verified end to end), partial acceptance, master terms with counter-signature, the portable evidence object with selective disclosure, the enforced first-financing check with attributed overrides, and pair-level Deal Intel. Statutory Aadhaar-eSign on the confirmation runs through a licensed provider (vendor-pluggable adapter). The cross-lender registry network grows with participation — day-one duplicate defence comes from the fingerprint check alongside the lender’s own registry searches, run under the lender’s own access.
From the Learn library
Learn more
Post-Disbursement Monitoring for MSME Trade Finance
TReDS vs Off-Exchange Invoice Factoring: Where Each Fits
How GST, e-Invoice (IRN) & e-Way Evidence Underwrites Trade Finance
Double Financing & Receivables Fraud in Supply-Chain Lending
Watch a buyer accept — live, on a phone
The demo walks the whole loop: request acceptance on an invoice, open the buyer’s link, confirm as the buyer, and watch the lender workspace update — with the ladder, the evidence object and the registry check on screen.