One verifiable business identity.
Reusable at participating institutions.
An entity's verification against authoritative registries — GSTN, MCA21, Udyam — held as timestamped, evidence-tiered records in a portable wallet. Verify once; reuse with lenders, buyers and regulators at the entity's discretion.
Authoritative Sources
Anchored to the registries that define the entity
GST registration, status & filing history
CIN, incorporation & director register
MSME classification & registration
Entity & signatory PAN verification
Headcount & operational scale signal
IEC — import/export code (exporters)
Why DigiKYB
A business credential that works like cash
Verify once, reuse across participating workflows
An entity completes DigiKYB a single time and is resolved to one Verified Entity Identifier — a persistent entity-resolution identifier built from the existing authoritative identifiers it arrives with (GSTIN, CIN, PAN, Udyam, LEI). It is LEI-inspired, but it is not an LEI and carries no regulatory status. The reusable pack can then be presented to lenders, buyers and partners with holder consent — reducing repeat document submission.
Registry-backed, evidence-tiered
Each claim is evidence-tiered — registry/API-verified where available (GSTN, MCA21, Udyam), otherwise consent-pulled, issuer-attested or document-signed — and cryptographically signed, not a forgeable scanned PDF.
Freshness-aware
Lifecycle workers re-check GST status, director changes and Udyam registration where source access and consent are available. Each credential shows freshness and last-verified status — not a one-off snapshot.
The intake layer for PO Financing
A completed DigiKYB pack feeds straight into the Risk Signals Pack — an entity with DigiKYB can be screened for pre-shipment finance in hours, not weeks.
Cut weeks off disbursal
Verified entity existence, registered address and authorised-signatory evidence support streamlined contact-point verification (CPV) — the manual field check that stalls MSME disbursal for weeks. You keep your CPV policy, with far less manual chasing.
For the credit desk
Your due diligence, wired
From one DigiKYB pack, the engine helps your team:
From one DigiKYB pack
Save hours of portal-hopping
One pack instead of a dozen registries — GSTN, MCA21, Udyam and more, pulled and reconciled in one place.
Signals and evidence only — every credit decision stays yours.
Enterprise Governance
The Secure Enterprise Vault
Replace physical files with a high-assurance digital repository. Securely store your organization's sensitive documents and instantly consume verified relationship proofs from partners.
Vault for Entities
A dedicated locker for storing corporate documents like Board Minutes, Tax Returns, and Incorporation certificates as verified assets.
Role-Based Delegation
Safely delegate access to Partners, Directors, or Employees using granular permission trails and key-bound authentication.
Source-backed evidence
Registry-backed claims are linked to official sources where available; other documents carry provenance, signature and evidence-tier metadata — machine-readable and tamper-evident for auditors.
Compliance Monitoring
Monitor the status of all institutional credentials and proofs shared across your partner network from a single dashboard.
Audit-Ready Logs
Maintain an audit-ready consent trail for every document shared or verified within the AssureLocker framework, designed to support legal and compliance review.
Source-Verified Credentials
Enable partners to verify your entity status via QR or OID4VP, reducing days of manual background checks.
Signatory identity · DigiKYC
An entity is only as verified as the people behind it
DigiKYB verifies the business — GSTIN, MCA/CIN, Udyam and PAN. A business identity is only complete when the people who own and control it are verified too. DigiKYB links directly to DigiKYC to verify each individual, issued as the selectively-disclosable VII Assurance credential (Verified Individual Identifier).
Ultimate Beneficial Owners
Every beneficial owner at or above the declaration threshold (typically ≥10%) is identified and verified as an individual — so the people who ultimately benefit from the entity are known and accountable.
Key Personnel
Directors, authorised signatories and proprietors are verified via permitted OVD, liveness and partner-mediated checks — binding the entity to real, verified individuals.
Pairs with Financing
DigiKYB is the front door to credit
Once an entity holds a DigiKYB credential, its identity, capacity, and trade history are already verified. That feeds directly into the Risk Signals Pack — so financing screening takes hours, not weeks.
What AssureLocker does not do
- Lend, or guarantee any financing outcome
- Hold or move funds, or operate escrow
- Set advance rates or make the credit decision
- Broker loans or act as a recovery agent
Signals and evidence only — the lender’s system of record makes the credit decision and disburses.
Design-partner programme
Shape it on real deals
A closed programme for NBFCs, banks and supply-chain financiers — influence the signals and thresholds, run a controlled pilot on a ring-fenced deal set, and get preferential early-partner terms.